Apun Bahan Scheme Assam:- The Government of Assam has launched different schemes for the benefit of the people of the State, Today we will discuss a new scheme that was recently announced by the government of Assam called Apun Bahan Scheme. Under this scheme, the government will provide interest discounts on auto loans which will allow people to buy their vehicles. The maximum loan amount to employees is 15 lakh rupees or 48 times their net monthly income, whichever is less. In this article we will provide you with all the information about Apun Bahan Scheme, it’s highlights, objectives, it’s benefits And Features and registration process.
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Apun Bahan Scheme Assam 2023
The chief minister of Assam has decided to launch a new scheme called Apun Bahan Scheme in the state to promote vehicle purchasing. Under this scheme, the government will provide interest discounts on motor vehicle loans from regional rural banks, commercial banks, and Assam Cooperative Apex Bank which are recognized by the Reserve Bank of India.
Under Apun Bahan Scheme, Male employees will get the benefit of a 2 percent interest Subsidy if they buy petrol or diesel vehicles. For electric vehicles the subsidy increase to 3%. All Female Employees and Differently Abled Employees will get a 3 percent interest Subsidy for Purchasing any type of Vehicle. Applicants who want to take advantage of this scheme can register through online or offline mode. after that, the loan amount will be transferred into their bank accounts.
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Assam Apun Bahan Scheme Details in Highlights
| Name of the scheme | Apun Bahan Scheme Assam |
| Launched by | Government of Assam |
| State | Assam |
| Beneficiaries | Government employees |
| Interest subsidy | Providing loan amounts through banks to buy vehicles |
| Assistance to be provided | Providing loan amount through banks to buy vehicles |
| Application procedure | Online / offline |
| Official website | Coming soon |
Objectives of Apun Bahan Scheme
The scheme has been implemented for the benefit of Assam State Government Employees. Under this scheme, government employees are eligible to get motor vehicle loans with a 2% interest subsidy. For women and differently-abled it will be increased to 3% . A total of 12 crores had been set aside for this purpose. The aim of this scheme is to help eligible employees to buy vehicles.
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Benefits & Features of Apun Bahan Scheme Assam
- The Government of Assam has launched a new scheme called the Apun Bahan Scheme for the benefit of employees of the state.
- Through this scheme, the government will provide loans to employees through banks so that they can buy vehicles.
- Employees can buy electric, diesel or petrol vehicles as per their choice.
- Male employees will be given the benefit of 2% interest discount on their loan amount.
- Women or differently-abled persons will be given the benefit of a 3% interest Subvention for the purchase of a vehicle.
- If Male employees want to buy electric vehicles, then they will be given the benefit of a 3% interest subsidy.
- Beneficiaries will be able to get loan amounts upto 15 lakh or upto 48 times their net monthly income.
- The loan amount will be transferred directly into the bank account of the beneficiaries.
- Apun Bahan Scheme will be implemented in the entire state.
- This scheme will help people to stay away from financial crises in order to buy a vehicle.
- A loan will be provided on the basis of the eligibility of the applicant.
- The aim of this scheme is to make eligible beneficiaries self dependent and empowered
Interest Subsidy Details of Apun Bahan Scheme
| Employee | Type of vehicle | Interest benefits |
| Male | Petrol or diesel | 2% |
| Male | Electric vehicle | 3% |
| Female | Petrol, diesel or electric vehicle | 3% |
| Differently abled | Petrol , diesel or electric vehicle | 3% |
Eligibility Criteria for Apun Bahan Scheme Assam
- The applicant should be permanent resident of Assam State.
- Beneficial should be a government employee.
- The age of the applicant should be between 21 to 53 years.
- The bank account of the applicant should be linked to Aadhar.
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Important Documents required
- Identity proof
- PAN Card
- Proof of Age
- Employee ID card
- Bank statement
- Monthly pay slip
- Cancelled cheque
- Passport size photographs
- Mobile number
Important Guidelines
- The loan amount will be provided to only government employees of the state.
- Loan amount will be provided only through those banks which are under the Reserve Bank of India.
- The applicant has to set a repayment period of the loan amount of less than 7 years.
- Beneficiaries will be able to get loan amounts upto 15 lakh or 48 times their net monthly income whichever is less.
How to Apply Online for Apun Bahan Scheme
- First of all, you have to visit the Official website of the scheme ( whenever provided we will provide you a direct link to the official website)
- After that, the homepage of the website will be displayed on the screen.
- On the homepage of the website, you have to click on the registration button.
- Now a new page with Apun Bahan Scheme Application Form will be displayed on the screen.
- You have to just fill in the details like your Name, Employee ID Number, Mobile Number, and other details too.
- After that, you have to upload all the required documents along with the application form.
- Now you have to click on submit button.
- By following this procedure you can apply for the scheme
